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Cooperative savings

Join the cooperative and grow your savings alongside a trusted community. GroMon's cooperative savings account is the simplest way to start building a savings habit, with every member's contribution held securely under a licensed cooperative structure.

Secure & regulated
Licensed cooperative
Bank-level encryption
24/7 support

How it works

Four steps between you and your first cooperative deposit.

1

Register

Sign up online at gromon.gbi.ng or dial the USSD code — takes minutes.

2

Verify identity

Complete KYC with your BVN, NIN or passport.

3

Fund your wallet

Deposit by transfer or through your virtual account.

4

Start saving

Contribute regularly and watch your cooperative balance grow.

Why save with the GroMon cooperative

A savings account built around community and consistency.

Questions about cooperative savings

Can't find what you need? Email gromonresourcesmanagers@gmail.com or call 08035745461.

Who can join the GroMon cooperative?

Any Nigerian who completes registration and identity verification (KYC) with a valid BVN, NIN or passport can join.

Is there a minimum contribution?

Contribution amounts are flexible. Reach out to the support team for the current minimums and any plan-specific details.

Can I use cooperative savings alongside target savings?

Yes — cooperative savings and target savings are separate features and can be used together.

Explore more of GroMon Finance

Other ways to save, borrow and grow with GroMon.

Ready to start saving with GroMon?

Register online in minutes, or dial *7006*20*174# from any phone.

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