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Virtual & physical cards

Spend anywhere in Nigeria and online, with security built in. A GroMon virtual card is ready in minutes for online spending, while a physical card gives you everyday spending power in-store.

Secure & regulated
Licensed cooperative
Bank-level encryption
24/7 support

How it works

From wallet to card in a few taps.

1

Request a card

Choose virtual for instant access, or physical for everyday use.

2

Fund from your wallet

Load your card directly from your GroMon balance.

3

Spend securely

Use it online or in-store, with PIN protection and transaction alerts.

4

Track spending

See every transaction reflected in your GroMon account.

Why use a GroMon card

One wallet, flexible ways to spend it.

Questions about virtual & physical cards

Can't find what you need? Email gromonresourcesmanagers@gmail.com or call 08035745461.

What's the difference between virtual and physical cards?

A virtual card is issued instantly for online spending. A physical card is issued for everyday in-store spending across Nigeria.

How do I fund my card?

Cards are funded directly from your GroMon wallet — no separate top-up process needed.

Is it safe to use online?

Yes — every card is protected with PIN security and transaction alerts.

Explore more of GroMon Finance

Other ways to save, borrow and grow with GroMon.

Want a card that moves with your wallet?

Request a virtual or physical GroMon card from the app.

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